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Part of Brian Goldfinger’s focus in 2019 for his law firm, Goldfinger Injury Lawyers will be helping to educate consumers on Long Term Disability claims and getting the benefits you deserve.

It all starts with knowing your rights and knowing how your policy of insurance works.

Lots of employees know they have benefits. Detailing what those benefits are is the next step. Understanding whether or not you have private long term disability coverage, and if so, how that coverage works is best when putting your mind to long term disability claims in Ontario.

Recently, Brian Goldfinger did an interview for Advocate Daily entitled “Consumers’ Guide to Long Term Disability Insurance“. You can find the article here.

This is the first in a multi part series which Brian Goldfinger is doing with Advocate Daily to raise awareness as it relates to Long Term Disability cases in Ontario. What Brian Goldfinger has found is that many employees/consumers don’t even know that they may have access to long term disability benefits, let alone how those benefits are activated and acquired.

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Brian Goldfinger knows that picking a good personal injury lawyer isn’t easy. There are certainly a lot of options out there. How do you know who to trust? How will you know which personal injury lawyer will be right for your specific case. Does the personal injury lawyer have the requisite skill, understanding, empathy, experience and legal savvy to maximize your compensation and optimize your result?

For most people, picking a personal injury lawyer is the first time seeking out a lawyer for a litigation matter. Many people have retained lawyers for non contentious issues requiring a lawyer. These examples include common solicitor issues like buying/selling or leasing a property; drafting articles of incorporation, drafting a will,  or dealing with estate issues.

Other common areas of law where people need to, or have retained a lawyer including family law cases (divorce), or criminal matters.

It’s not everyday where people need to retain a personal injury lawyer to commence civil litigation. This is why finding the right lawyer for you can seem like a difficult process.

With this instalment of the Toronto Injury Lawyer Blog Post, Brian Goldfinger will share his thoughts on what you should look for when retaining a personal injury lawyer.

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It’s the holiday season! Brian Goldfinger and everyone here at Goldfinger Injury Lawyers wishes you and your loved ones a happy, healthy and safe holiday and new year.

Today (December 18, 2018) new penalties for impaired driving were introduced. The penalties are stiff, and have significant implication in both criminal and personal injury cases. With today’s installment of the Toronto Injury Lawyer Blog; Brian Goldfinger will explain what the penalties and what the changes are to the law. These changes have an impact on everyone (motorists, pedestrians and cyclists) across Ontario; so take note.

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Many people ask Brian Goldfinger what it takes to build a successful personal injury case. Is it having the best personal injury lawyer? (not that any personal injury lawyer can ever say that s/he is the best because that’s against the law). Is it having the best client? Is it having the best back end data retrieval software? Is it having the best rehab team working on your case? Is it having the best looking business cards to intimidate the insurance company into submission? Is it having the best doctors treat you? Is it having your personal injury lawyer commission the best medico-legal reports from the best experts?

The truth is that building the best personal injury case is much like building the best home. There is no such thing as the best home. There are great, well built homes. But everyone’s opinion of what the best home is; is entirely subjective. The best home is the place which you lay your head to rest and call home. Some homes are fancier than others. Some homes can do with more. But we all get by with what  we’ve got and we make the most of our situation.

A successful personal injury case is much like a well built home. A well built home requires a lot of advance planning, practical and sometimes unique design, quality materials, experienced and skilled labour.

A personal injury case requires a lot of advance planning, practical and sometimes unique design for the case; quality materials in the form of records/reports, along with experienced and skilled lawyers to optimize a superior result on behalf of the client.

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In a perfect world, the Courtroom presents a level playing field. There are rules which are meant to be followed. There is a neutral unbiased judge who acts as trier of fact; decides right from wrong; just from unjust.

When the rules of the Courtroom are tweaked, those tweaks have unintended (or sometimes secretly deeply calculated) consequences.

With this edition of the Toronto Injury Lawyer Blog, I would like to present to the general public what some tweaks in our Courtrooms can do to the Average Joe/Jane at trial.

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Personal injury law should be simple.

Plaintiff sustains an injury in an accident (the damages component).

Defendant’s negligence caused the accident (the liability component)

Plaintiff’s injuries directly caused as a result of the Defendant’s negligence (the causation component).

Any personal injury case without all three of these components will fail. When you put it out in such easy to understand terms, it would seem that personal injury litigation is very straight forward.

But it’s not.

Insurer’s will challenge the Plaintiff’s position every way until Sunday. That’s their job. Insurance companies don’t gratuitously throw money at claims which they don’t believe have merit. And even claims which they believe have merit are viewed through a difference valuation lens than then injured accident victim and his/her personal injury lawyer. Translation: The injured Plaintiff will think that their case is worth a lot. The Defendant insurer will think the opposite. Getting parties to agree to a valuation of damages can be a tricky exercise.

Aside from the normal defense tactics of surveillance (both in person and online), defence medical examination, digging in to one’s pre-accident history and testing their credibility at each step; there are other barriers to a Plaintiff’s recovery which can be even more difficult to overcome than a tactful defence lawyer.

It’s those hidden barriers to recovery which we wish to examine in this week’s edition of the Toronto Injury Lawyer Blog Post.

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The OCF-10 Election Form is important for your car accident case in Ontario. By completing the OCF-10 Election Form, the injured accident victim is telling the insurance company which benefit they are choosing to receive.

Completing the OCF-10 Election Form incorrectly, or late; can hurt a car accident case and prejudice your right to claim and recovery accident benefits which you will need to help make you whole.

Without further a due, here are Goldfinger Injury Lawyers’ Top Tips on completing the OCF-10 Election Form.

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I looked outside my window today and saw SNOW! Yuck. That means it’s slip and fall season in Ontario. A large proportion of the personal injury cases at Goldfinger Injury Lawyers are slip and fall cases. A large proportion of those slip and fall cases arise from slip and falls on snowey/icey/slippery surfaces caused by lack of, or improper maintenance. In many of those cases there is no maintenance at all which adds significant exposure to the Defendant property owner.

Given that it’s slip and fall season in Ontario, the team at Goldfinger Injury Lawyers would like to keep you up to speed with some do’s and don’ts for your slip and fall case. On this list are some common misconceptions when it comes to handling these cases.

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It’s that time of year again. Halloween! I loved Halloween as a kid, and still do! The idea of going door to door and getting free candy still astonishes me. It can bring a community/neighbourhood closer together.

Each year I put out a blog post regarding Halloween safety tips, and this year is no exception. The only caveat is that I’m getting out this installment of the Toronto Injury Lawyer Blog out a bit later than I would have liked; but emergencies have a tendency of popping up and ruining well intentioned plans.

One of the common threads of the Toronto Injury Lawyer Blog around this time, is that my law firm sees a spike in calls post Halloween related to pedestrian/car accidents (essentially trick or treating accidents).

I had no scientific data to back up my claims other than the internal call tallies we keep at my law firm regarding the nature and circumstances of the calls coming in year after year around this time.

But UBC issued a proper scientific road study finding a 43 per cent higher risk of pedestrian deaths on Halloween night than on other nights near that date. Kids aged 4 to 8 faced the highest risks in the new study: There were 55 Halloween deaths in this age range compared with just 11 on control days. Deaths peaked near dusk, around 6 p.m.

The study was based on four decades of U.S. traffic data, including 608 pedestrian deaths on 42 Halloweens. I found this study in the Owen Sound Sun Times through the Associated Press. A link to the Owen Sound Sun Times article can be found here. More on Owen Sound a bit later, but very quickly, thanks for all of the calls coming in from Owen Sound and Bruce-Grey County. We are enthusiastic to enter the market and look forward to serving the community as best we can.

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Completing the Application for Accident Benefits is the single and most important step in any car accident case.

Without a completed Application for Accident Benefits, your car accident case; both for tort and accident benefits won’t get off the ground.

Failure to complete an Application for Accident Benefits can nullify your claim, no matter how legitimate that claim might be.

So where does one start? Good question!

After you’ve been involved in a serious car accident; or accident arising from the use or operation of a motor vehicle (motorcycle; bike/car; car/pedestrian; truck), you will first need to contact your own insurance company.

Sounds crazy right! Why on earth would you have to call your own insurance company to report a car accident that wasn’t even your fault.

But that’s how Ontario’s no fault system of accident benefits works. Regardless if the at fault driver was drunk driving, while texting and smoking cannabis all at the same time causing him to run a red light; you will still need to contact your own insurance company to make an accident benefit claim.

Your own insurance company is responsible for paying those accident benefits. It gets trickier if the injured party is a pedestrian, cyclist, or a passenger without insurance. It gets even tricker if none of the vehicles involved in the car accident didn’t have car insurance. That’s what insurance lawyers and personal injury lawyers are for. Sorting out those tricky and ever complex coverage disputes which insurers seem to love to argue over.

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