Insurance companies along with their third party contractor occupational therapists and rehabilitation companies seek to take advantage of innocent accident victims when they are at their most vulnerable. Immediately following a serious accident.
Innocent accident victims are shook following a serious car accident. Their world has been turned upside-down.
They have to manage a boat load of little emergencies because life as they know it has changed. They might be non-weight bearing in hospital in need of 24/7 attendant care, but life still goes on.
Who is going to look after the kids while you’re injured?
Who is going to walk the dog, get the groceries or take out the garbage?
How am I going to manage my work obligations?
How am I going to pay my bills?
Who is going to pay for all of the treatment and medication I need?
Who is going to help me fill out the pile of forms which the insurance companies are asking me for?
How do I apply for Government assistance?
The last thing you need is a stranger doing an assessment of you when you’re in such a vulnerable physical and emotional state.
Yet this is exactly what seems to happen time and time again.
Your car insurer will hear about your car accident one way or another. The more serious the accident, the greater the chance that your insurer will find out about the accident rather quickly, even if you have not reported it. Chances are the other party or parties who were involved in the car accident have. The insurer can track the party involved just by virtue of a quick license plate check; or by checking up the information contained in the Police Report or Occurrence Summary.