Slip and fall accidents resulting in serious injuries can be very difficult on the innocent accident victim; particularly when it comes to making ends meet.
How and when will lost wages be paid?
How and when will treatment costs not covered by OHIP be paid (physio, massage, chiro etc.)?
Will attendant care services be available and if so; who will pay for those services?
How do my out of pocket expenses get paid?
What about my damaged glasses or clothing? Will I be compensated for that; and if so; when?
These are all valid questions and concerns which a number of our slip and fall or trip and fall clients have expressed to our personal injury lawyers.
In a car accident case, all of these items are covered through Ontario’s no fault accident benefit coverage. That’s means that so long as you meet the disability test(s) for these benefits; and they are deemed to be reasonable and necessary, these benefits will be paid out to the accident victim.
In a trip and fall case, or slip and fall case, accident benefits are NOT available to the innocent accident victim. There is no interim insurance (unless privately purchased) which will cover these heads of damages. The Plaintiff will have to wait until the end of the case in order to get compensated for these damages.