Catastrophic Injury claims, by their very nature, are the most serious car accident claims which a personal injury lawyer will face during their legal career.
The term "catastrophic" has a special meaning at law for car accident claims in Ontario. At law, we were refer to "castastrophic" as a term of art. This means that it has a special legal significance, and means something very specific which is defined in the Insurance Act.
If you meet the definition of "catastrophic", you will be eligible for a greater amount of accident benefits. In particular,, you will be eligible for:
$1,000,000 in medical and rehabilitative benefits, instead of just $50,000 or $3,500 under the Minor Injury Guideline
Up to $1,000,000 in attendant care benefits, instead of just $36,000 for non-catastrophic car accidents
Up to $100/week in housekeeping and home maintenance, instead of ZERO for non-catastrophic claims
Up tp $250/week for a caregiver claim, plus $50 for each dependant, instead of ZERO for non-catastrophic injuries
These differences are signficant, and dramatically increase the amount of value to any car accident claim. But, how do one's injuries meet the definition of "catastrophic" in the first place? Read on and I'll fill you in.