When a police officer asks us a question, we're taught to do our very best to co-operate. Why wouldn't we want to co-operate with the authorities and help them do their jobs.
When I was young, we were taught in school to answer questions as best as we can. We weren't very concerned with issues of fraud or breach of privacy as we are today.
Those hard and fast principals go out the door in a legal context.
In a legal setting, when you're asked a question, you had better make sure that your answers aren't going to hurt your case, or stop your case from proceeding before it's even had a chance of getting off the ground.
These warnings don't apply as much with authorities such as the police, as they would with insurance adjusters.
You would be amazed at the amount of personal and confidential information which accident victims freely give up to insurance companies over a simple phone call or during a simple statement.
After you've been involved in a serious car or motorcycle accident, it's pretty safe to say that either one of the parties or the police will report the accident to the parties' respective insurance companies.