If you’ve sustained serious and permanent injuries in car accident, you recover damages against the at fault driver. Standard policy limits in Ontario sit at $1,000,000. Ontarians can purchase optional benefits to increase their coverage, but only few ever pick up that option (mostly personal injury lawyers, insurance adjusters, insurance brokers…
Has someone other than you driven your car without your knowledge? What happens if that mystery person gets in to a car accident? What happens if you knowingly loan your vehicle to someone else to drive; and that person gets in to a car accident; but it turns out that…
Lock Down Life has been no fun for anyone. Regardless of your socio-economic background, political views, or religious beliefs, this Pandemic has been difficult for everyone for so many reasons. Unless that is if you’re a high profile cabinet minister taking some time off for a vacation to St. Bart’s.…
The clashes taking place in Washington DC earlier today got me thinking about assault cases. It’s a mess what’s happening there. We have seen a spike in calls during the pandemic with regard to physical violence. I can tell you there’s a lot of rage inside and outside homes. People…
Long Term Disability cases are at their essence, contract cases. In a long term disability case, there is a contract of insurance between the Plaintiff and the Defendant. The contract is between the Defendant insurance company (Great West Life, Canada Life, Manulife, Sun Life, Empire Life, Desjardins Insurance, SSQ Insurance,…
We made it. Post # 500!!!! It’s one thing to prepare posts of few words. But we’ve been pretty consistent here at the Toronto Injury Lawyer Blog. Each post has on average 1,000 words. So 500,000 words later, do we have any greater insight than when we first began? Do…
Long Term Disability claims aren’t simple. I wish they were, but they just aren’t. The amount of money you are entitled to is based entirely on your age, income, the set offs you are receiving or have received in the past, and what your long term disability policy says about…
I think it’s fair to say that North American society has become more skeptical over the years. We are more skeptical of government. More skeptical of science. More skeptical of our leaders. More skeptical of large businesses. More skeptical in general. Or perhaps, a more accurate comment is that social…
After you’ve been seriously injured, or even not so seriously injured in a car accident, or motorcycle accident in Ontario, the injured party; regardless of fault is entitle to accident benefits. This is what Ontario’s “no fault” scheme of accident benefits is all about. If you are not at fault…
The cost of Physiotherapy is NOT covered by OHIP. That means that if you need physiotherapy, someone needs to pay for it. The cost of chiropractic treatment is NOT covered by OHIP. That means that if you need chiropractic treatment, someone needs to pay for it. The cost of out of…