You know when you’ve been approved for Long Term Disability Benefits. That approval will usually come first verbally, and then be formalized in writing. While, getting something in writing from the long term disability insurer might feel good, it doesn’t mean anything until the payments start coming in. That rings…
Insurance companies love jury trials for personal injury cases. But getting a trial by way of Jury trial is not automatic. The default is that the personal injury trial proceed by way of Judge alone. Having a personal injury case heard by way of Judge alone simplifies the trial itself.…
Critical Illness sounds like a great deal. If you purchase a Critical Illness Policy of insurance, and you get diagnosed with any of the illnesses identified under the policy, you get paid a great big lump sum of cash. Depending on the policy and the premiums you get paid, that…
After hearing the news that long time retailer Hudson’s Bay Company declared bankruptcy, my mind immediately went to the employees at HBC. The part timers. The full timers. The seasonal employees. The student employees. The “lifers”. The night shift employees. The early birds who stock the shelves. The office workers.…
Most people aren’t familiar with how car insurance disputes work until they have to go through the process. Most would think that if there’s a dispute for benefits, they can sue the insurer which is denying those benefits and then a Judge can decide. That seems simple and straight forward.…
The Ontario Government has proposed legislation to create “special economic zones” in order to speed up large scale projects such as the Ring of Fire, and a proposed tunnel under highway 401 in order to reduce traffic. The Bill is called Protect Ontario by Unleashing our Economy Act (Bill 5…
It’s not mistake that Long term disability claims use the word “long“. Long is used for good reason. Long is meant to define the duration of the period from the claimant’s first day off work, to the time period they are eligible to receive long term disability benefits. It’s a…
When an international student or a visitor to Canada has a serious accident in Ontario, it can get very complicated. Who will pay for the medical treatment? The hospital visits? The ambulance? The out of pocket expenses? What about the loss of opportunity to pursue their studies, or the wage…
Ontario Courts, along with the civil litigation process are governed by a complex set of rules. These rules are made by people who have an understanding of how the law works, how cases work, and what problems our civil justice system is facing, and how those problems should be addressed.…
Let’s say that you get involved in a car accident during the course of your employment. What do you do? Who can you sue? Is it a WSIB claim? Is it a car accident case? Or is it both? This issue comes up a lot in the practice of a…