Life isn’t fair. Here’s a example of why life isn’t fair.
You are in the wrong place at the wrong time, and you get stabbed, shot, punched, assaulted etc. by a stranger or acquaintance.
You are the victim of a violent crime. A crime which you did not initiate or provoke. You were simply in the wrong place at the wrong time.
As a result of the violent crime, you sustain life long physical and emotional injuries which will have significant consequences over many aspects of your life: ability to earn an income; housekeeping, handy person; participation in recreational activities; on going treatment requirements; nightmares; inability to trust people; anxiety; depression; rage; PTSD etc.
It’s only fair that you seek compensation for your injuries. That’s what the law is there for. To make you (or to attempt to make you whole) for the injuries you have sustained.
Here is the problem at law. There is no insurance for a criminal action. So if a stranger on the street assaults you, there is no insurance to protect against getting assaulted in a violent crime. You can purchase other insurance (like disability insurance), in the event you become disabled as a result of an assault or another traumatic event. But, there is no insurance in place to recover damages directly from the bad guy tort feasor.