Many people have benefits through work. Most understand those benefits to cover medical expenses such as massage, physiotherapy, medication, and dental expenses. Few think of those benefits as covering a portion of your income while you’re disabled and unable to work. This concept is called “disability benefits” or “disability insurance“.…
Generally speaking, adults have 2 years from the date of a car accident, or slip and fall to sue. If you wait until after two years from the date of the accident, you’re likely out of time to sue. This is called a “limitation period“. These limitations, are set out…
There are two schools of thought when it comes to fibromyalgia. Some doctors believe it exists, and it’s a very real illness/disabling condition. Other doctors don’t believe it exists, and that it’s all in your head. Insurance companies and their lawyers, tend to side with the latter. Personal injury lawyers…
Sometimes, the Toronto Injury Lawyer Blog examines recent cases that we think our readership will enjoy. We do our best not to make the legal analysis too technical, because that just turns in to a snooze fest. We want to keep things light, upbeat and easy/enjoyable to read. The law…
One of the most commonly asked questions of clients at my law firm is “how much is my case worth?” This is never an easy question to answer. When assessing the value of a claim, particularly an LTD claim, there are a variety of factors which need to be examined…
A Long Term Disability policy of insurance (LTD Policy), is a policy designed to cover the insured for a monthly benefit in the event that person becomes disabled. These policies are often offered by employers, to employees as a part of their benefits package. It’s a common perk of employment.…
Our law firm litigates countless Long Term Disability (LTD) claims against large, multi-national insurers such as Great West Life, Sun Life, Manulife, Industrial Alliance, Desjardins, SSQ, Canada Life, Empire Life, RBC Insurance, Co-Operators, Equitable Life and the list goes on. Litigating these claims can prove to be difficult for a…
In Ontario, injured parties who are seeking for compensation generally have 2 years from the date of the accident, or the date of denial to sue. With the exception of minors and sexual assault claims, this is the general rule of thumb which it should not be taken lightly. This…
Our law firm had a record number of Long Term Disability Claims settle in the last quarter of 2014. In particular, the last month of 2014 was a mediation bonanza for our lawyers when it came resolving long term disability (LTD) disputes. One of the things which we caution our…
I was recently mediating a Long Term Disability Claim on behalf of a disabled client who worked for Canada Post. She was diagnosed with a wide variety of ailments, including but not limited to: – Disc Bulges at various levels requiring surgery – Chronic Pain stemming from her back radiating…