Insurance companies love to hear when clients have “After The Event” insurance or “ATE” as it is known in the industry. What is ATE? At trial, a Judge can order that the losing party pay for the winning party’s legal costs. ATE is a policy of insurance meant to cover…
Articles Posted in Insurance Coverage
The Difficulty in Winning a Personal Injury Assault Case
Goldfinger Injury Lawyers receives a lot of inquiries from people looking to advance personal injury cases arising from assaults. An assault can take place in a variety of ways, in a variety of different places, between a variety of different people. Think of it as a game of “Clue“. One…
The biggest factor in getting compensation for your personal injury case
Often people ask me what the biggest factor is for innocent accident victims to receive real financial compensation for their personal injury case. This is a wonderful question. Sometimes, cases will be strong on damages, but weak on liability. Other times cases will be strong on liability, but weak on…
Telling the Truth and the Duty to Disclose under the Insurance Act
“Thou shall not lie” is the ninth commandment, and it’s a pretty good commandment to abide by. This is reaffirmed at law when before a witness steps on the stand, or provide oral evidence at their examination for discovery; the witness either swears on the bible or affirms to tell…
HBC Bankruptcy and Long Term Disability Benefits
After hearing the news that long time retailer Hudson’s Bay Company declared bankruptcy, my mind immediately went to the employees at HBC. The part timers. The full timers. The seasonal employees. The student employees. The “lifers”. The night shift employees. The early birds who stock the shelves. The office workers.…
Do I need Car Insurance to Drive on in Ontario?
Last week I was interviewed by a journalist at the Globe & Mail newspaper (remember those?). She was writing an article on car insurance, and increasing insurance rates in general in Ontario. She wanted to know what a boots on the ground personal injury lawyer was seeing. I shared with…
Dog Bite Cases begin and end with Insurance Coverage
You have been bitten by a dog. The dog bite isn’t a small one. Rather, it’s quite a serious injury which will leave permanent and emotional scaring. Your local Animal Control Unit is investigating the case, and has filed charges against the Dog Owner. But the charges, and the potential…
How a criminal investigation will impact a personal injury case in Ontario
Sometimes personal injury cases are investigated by the police. Sometimes, criminal, or quasi criminal charges will be laid on the Defendant (the at fault party). What does this mean for your personal injury case, and how will your personal injury case be impacted by these charges and the ensuing police…
Eye Popping Theft Premium Surcharges on Auto Insurance Policies
On June 22, 1990, the Ontario Government introduced the threshold for general damages in car accident cases. This meant that each injury needed to be deemed as a “serious and permanent impairment” of an important physical or psychological function. If the personal injury did not meet the medico legal threshold…
More Defendants: More Problems in a Personal Injury Case
Personal injury cases are never as simple as they might appear to be. The case of an apparently simple slip and fall, just isn’t so simple. On the surface, the case is very easy to summarize. A person is walking on a private walkway. The walkway was not properly maintained…