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Articles Posted in Insurance Coverage

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The biggest factor in getting compensation for your personal injury case

Often people ask me what the biggest factor is for innocent accident victims to receive real financial compensation for their personal injury case. This is a wonderful question. Sometimes, cases will be strong on damages, but weak on liability. Other times cases will be strong on liability, but weak on…

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Telling the Truth and the Duty to Disclose under the Insurance Act

“Thou shall not lie” is the ninth commandment, and it’s a pretty good commandment to abide by. This is reaffirmed at law when before a witness steps on the stand, or provide oral evidence at their examination for discovery; the witness either swears on the bible or affirms to tell…

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HBC Bankruptcy and Long Term Disability Benefits

After hearing the news that long time retailer Hudson’s Bay Company declared bankruptcy, my mind immediately went to the employees at HBC. The part timers. The full timers. The seasonal employees. The student employees. The “lifers”. The night shift employees. The early birds who stock the shelves. The office workers.…

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How a criminal investigation will impact a personal injury case in Ontario

Sometimes personal injury cases are investigated by the police. Sometimes, criminal, or quasi criminal charges will be laid on the Defendant (the at fault party). What does this mean for your personal injury case, and how will your personal injury case be impacted by these charges and the ensuing police…

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Eye Popping Theft Premium Surcharges on Auto Insurance Policies

On June 22, 1990, the Ontario Government introduced the threshold for general damages in car accident cases. This meant that each injury needed to be deemed as a “serious and permanent impairment” of an important physical or psychological function. If the personal injury did not meet the medico legal threshold…

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When the at fault driver doesn’t have car insurance in Ontario

It’s a legal requirement to drive a motor vehicle with car insurance. Section 2(1) of the Compulsory Automobile Insurance Act states: Compulsory automobile insurance 2 (1) Subject to the regulations, no owner or lessee of a motor vehicle shall, (a) operate the motor vehicle; or (b) cause or permit the motor…

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