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Articles Posted in Long Term Disability Claim (LTD)

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Our experience reporting accident benefit/auto fraud to the FSCO Fraud Tip Line

I would like to begin this Toronto Injury Lawyer Blog Post by discussing our law firm’s experience reporting a case of auto fraud to the Financial Services Commission of Ontario (FSCO). I will get in to what exactly the auto fraud was in a later post, as I simply don’t have…

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Things to watch out for when it comes to your Long Term Disability Claim (LTD Ontario)

Our law firm gets a ton of calls from people who have been denied Long Term Disability (LTD) benefits from their insurers (Great West Life, Manulife, Sun Life, Industrial Alliance, SSQ, Co-Operators, RBC Insurance, Desjardins, Equitable Life, La Captiale Insurance, Canada Life, and the list goes on…). Although none of…

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Getting the most out of your Long Term Disability or Critical Illness Application (Ontario)

Long Term Disability Insurance, and Critical Illness insurance are both “living policies“. They differ from a death benefit or life insurance policy in that the insured is still alive and the beneficiary; while alive; is able to recover the benefits. In a “death policy” or “non living policy” only the…

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Should I return to work after my Long Term Disability Claim or Car Accident (Ontario)

A number of our clients ask our lawyers whether or not they should try returning to work after they’ve been denied Long Term Disability Benefits, denied Income Replacement Benefits, denied CPP Disability Benefits, or are simply recovering from a serious injury caused by an accident; car, motorcycle, fall, or otherwise.…

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Top questions for Long Term Disability Claims in Ontario

A lot of our practice is focused on litigating short term, and long term disability claims against large insurance companies such as Manulife, Great West Life, Sun Life, Industrial Alliance, RBC Insurance, La Capitale Insurance, Co-Operators Insurance, Equitable Life, Canada Life etc. These claims arise when a policy holder, of…

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Those little loop holes in your Long Term Disability Policy: What you need to know before making a claim (Ontario)

Our law firm handles a wide array of personal injury and disability claims. Many of our cases are against large, multi-national insurance companies who provide all types of insurance coverage. One of the most common sort of claims we see are Short Term, and Long Term Disability claims against such…

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How to fight the insurance company after your Long Term Disability Claim has been denied (Ontario)

Here’s the scenario: You’ve been working diligently for the same employer, at the same job for years. You’ve given it your all. Countless hours of pain staking work. The job pays well. You have some great colleagues at work. And you have a benefits plan that you believe is fantastic.…

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Long Term Disability Claims on Account of Psychological Injury: Do’s & Dont’s (Ontario)

Litigating Long Term Disability Claims (LTD Claims) can be tricky, especially when the injury is an invisible one; such as chronic pain or a psychological injury. Firstly, it’s important to note that Long Term Disability Claims aren’t your typical tort or pain and suffering claims. These are special sort of…

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Limitation Periods in Long Term Disability Claims challenged by RBC Life Insurance at Ontario Court of Appeal

Not too long ago, the Toronto Injury Lawyer Blog focused on limitation periods in the context of Long Term Disability Claims, and how insurers will delay, delay, delay such that enough time has passed that they could ask the Court to dismiss your claim. Delay is the enemy of a…

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Reasons why your Long Term Disability Claim (LTD Claim) is getting denied (Ontario)

Our law firm handles a wide variety of Long Term Disability (LTD) Claims against pretty much every deep pocketed insurer you can think of: Manulife, SunLife, Great West Life, Desjardins, SSQ, RBC Insurance, Empire Life, Canada Life, Industrial Alliance, Equitable Life, Co-Operators, Standard Life (Now Manulife). If you can name…

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