Our law firm often gets calls from soon to be Long Term Disability claimants asking our lawyers to fill out their forms. We realize that the LTD application forms can be overwhelming, complex, with some hard to answer questions. Not all questions can be answered in a “yes/no” fashion. Filling…
In Canada, we live in a free and democratic society. We are supposed to have access to the Courts when things go wrong in order to pursue justice and protect our rights and freedoms. When you’ve been wronged, and all else fails, you ought to be able to pursue your…
When it comes to litigating Long Term Disability Claims, many disabled claimants don’t know where to start. How do I sue? Who do I sue? Can I sue my own insurer? If I sue, will I get fired? How much can I sue for? Will my case go to trial?…
My law firm gets calls from people all across Ontario with respect to Long Term Disability claims. The questions cover a wide range of topics from: Am I entitled to LTD benefits? What can I do if the LTD insurer denies my claim? How can I apply for LTD benefits?…
One of your benefits through work may be a form of Long Term Disability Insurance. LTD Insurance can also be purchased outside of work privately, through a policy which follows you from job to job. Having an LTD policy is always a good thing. You can also have more than…
Bad accidents happen all the time. Long Term Disability denials too. It’s a common misconception that one’s case begins the moment that the claimant retains a personal injury lawyer. This is completely wrong. One’s case begins long before that. And, it’s important for a potential claimant to know that their actions…
If you have applied for Long Term Disability Benefits with a private LTD insurer such as SunLife, Manulife, Great West Life, Industrial Alliance, SSQ, Co-Operators, Empire Life, RBC Insurance, La Capitale Insurance, BMO Insurance; and had your claim denied, then this is the article you need to read. It’s important…
Last week’s Toronto Injury Lawyer Blog Post was entitled “Long Term Disability Claim Delay = No Pay (Ontario). If you didn’t check out that blog entry, you can do so here. We got a lot of positive feedback from our readership which we have been permitted to share with you!…
Bills stack up. Particularly around the Holiday season. Unless you’re independently wealthy or have amassed considerable savings, you’re ability to pay off these bills comes through income generated from working (or very generous monetary gifts!). What could be worse than being unable to return to work on account of a…
Long Term Disability Plans are what they call in the insurance industry “living policies” or “living benefits“. You need to be alive in order to recover on going LTD Benefits. In their most basic form, these LTD policies are there to protect an insured person in the event of serious…