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Articles Posted in Long Term Disability Claim (LTD)

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New Disability Bill May Have Unintended Consequences which will benefit Insurance Companies

This is an example of how governments with the best intentions can still screw things up. It’s quite noble for the federal government to want to help people with disabilities make ends meet. Get people with disabilities more money in their pockets so that they can pay their bills, live…

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Brian Goldfinger and the Case of the Wicked Long Term Disability Release

More often than would think, insurance companies seek to add terms to a Full and Final Release which they would not otherwise be able to get in Court. A Full and Final Release is a legal document which gets signed when a case gets settled outside of Court. This is…

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Beware the Fine Print in your Personal Injury Case

Sometimes lawyers are upfront and direct. Other times, they can be sneaky. It’s those sneaky lawyers that you need to watch out for. In all of my years of practice, I’ve seen some sneaky stuff. Lawyers and insurers trying to add terms to agreements which weren’t previously discussed, or negotiated.…

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Getting your Long Term Disability Claim for Chronic Pain, Fibromyalgia and Depression Approved

Chronic pain, fibromyalgia and depression are invisible. That means that they don’t show up on any x-ray, CT Scan, MRI or other diagnostic test. It also means that nobody would know that you are suffering from chronic pain, fibromyalgia or depression simply by just looking at you. It also means…

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Brian Goldfinger and the Case of the Long Term Disability Insurance Denial

Throwing my name “Brian Goldfinger” into the title of the Toronto Injury Lawyer Blog posts makes the post sound like a Young Adult mystery novel. My daughter has found the titles to the Toronto Injury Lawyer Blog posts with my name in them quite interesting. But she has told me…

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Mistakes Plaintiffs Make in Personal Injury & Long Term Disability Cases

Not every case is perfect. That’s the reality of the law. Each case has its strengths, and weaknesses. Each case has its own unique set of warts so to say. Some of these weaknesses can be avoided. Some of these warts can be treated. As personal injury lawyers, we see…

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Denials, Disability and Delay. Where to start your Long Term Disability Case

On August 10, 2021 the Honourable Justice Grace ordered that “all civil jury trials scheduled to commence in London, Ontario during September, October, November and December 2021 and all civil jury trials scheduled to commence in London, Ontario during September and October 2021” are adjourned. There will be a special…

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Duty to Disclose when applying for Life, Long Term or Critical Illness Insurance

Our law firm receives a lot of calls from people who have been denied Life Insurance, Long Term Disability Insurance, Mortgage Insurance and Critical Illness claims. Some of these policies are group policies which are offered through an employer. Sometimes these are private policies which are purchased from an insurance…

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