The entire field of personal injury law is rather effective at making sure that accident victims aren’t unjustly enriched by the benefits or moneys which they receive in their case. Cases have been fought all the way to the Supreme Court of Canada to make sure that innocent accident victims…
Articles Posted in Insurance
New Disability Bill May Have Unintended Consequences which will benefit Insurance Companies
This is an example of how governments with the best intentions can still screw things up. It’s quite noble for the federal government to want to help people with disabilities make ends meet. Get people with disabilities more money in their pockets so that they can pay their bills, live…
An Arborist, a Can of Beer and a Chainsaw
Sounds like a typical law school fact pattern for a tort case. A property owner retains an arborist to do a routine pruning job on a set of Norwich Maple Trees in his yard. The arborist advertises that he is both “licensed” and insured. Upon attending at the job site,…
Innocent Accident Victims Play Nice. Most Insurers Don’t.
The majority of my clients are first time litigants: It’s their first time retaining a personal injury lawyer; or retaining a lawyer at all It’s their first time suing It’s their first experience with the legal system It’s their first time getting really hurt and needing to do something about…
Getting paid interim benefits after you get hurt or seriously injured in Ontario
There are serious misconceptions of how people get paid, or receive benefits after they’ve been seriously hurt or injured in an accident. You’ve likely heard stories of insurance companies paying for an accident victim’s lost wages, treatment costs or even getting them a modified vehicle or modified home before their…
Car Insurance and the Ottawa Freedom Convoy Protest
I was talking to my father about the Ottawa Freedom Convoy Protests and what to do about them. This was before PM Trudeau announced the that his government would be implementing the *Emergencies Act and before the police finally did some real police work and cleared out most of the…
Hurdles to your Long Term Disability Case
Cases are built upon evidence. Lawyers will try to highlight certain pieces of evidence in order to better suit, or to create a narrative which suits their client’s best interests. It’s up to a Judge or a Jury to sift through the evidence in order to determine where the truth.…
Does the Federal Election mean anything for Personal Injury Cases?
Today is Election Day in Canada. We elect a new, or a returning Prime Minister. This is exciting. Will there be a majority government, or will we see another minority government? These are important questions! Some political basics: A majority government can do whatever they like; whenever they like! There’s…
Duty to Disclose when applying for Life, Long Term or Critical Illness Insurance
Our law firm receives a lot of calls from people who have been denied Life Insurance, Long Term Disability Insurance, Mortgage Insurance and Critical Illness claims. Some of these policies are group policies which are offered through an employer. Sometimes these are private policies which are purchased from an insurance…
Car Accident Claim or WSIB Claim? Which route do I choose?
Car accident law shouldn’t be confusing. But it is! Workplace injury law shouldn’t be confusing either. But it is! Part of the reason that both car accident law and workplace injury law are both so confusing is because there are man made laws behind both; which usurp natural law. For…