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Articles Posted in Insurance

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Who says that personal injury laws are supposed to be fair?

I’ve had a few interesting conversations over the past few days with some very thoughtful, rational, insightful and logical people. These people are not lawyers. They have no skin in the game when it comes to the field of personal injury law. That means that they are neither lawyers, insurance…

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Qualifying for Long Term Disability vs. Qualifying for Canada Pension Plan Disability

Long Term Disability Law can be rather complicated. It’s complicated because Long Term Disability is based in contract, and every contract is different. For many people, understanding the words and concepts contained in these long term disability contracts is hard to grasp, and confusing. I can’t say that I blame…

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Adverse Cost Insurance for Personal Injury Cases in Ontario

Over the past decade, personal injury lawyers have seen an explosion of a new insurance product offered to their law firms and to their personal injury clients. It’s called Adverse Cost Insurance or After-The Event Insurance. How does it work and what does it do? Adverse Cost Insurance or After-The…

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Suing your Mom or Dad or another family member in a car accident case

When I was a young personal injury lawyer, an odd case appeared on my desk. The Plaintiff was an older automobile executive, who broke 3 vertebrae, torn his rotator cuff and fractured his skull in a car accident. The injuries were quite significant. They prevented the client from returning to…

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New Disability Bill May Have Unintended Consequences which will benefit Insurance Companies

This is an example of how governments with the best intentions can still screw things up. It’s quite noble for the federal government to want to help people with disabilities make ends meet. Get people with disabilities more money in their pockets so that they can pay their bills, live…

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Innocent Accident Victims Play Nice. Most Insurers Don’t.

The majority of my clients are first time litigants: It’s their first time retaining a personal injury lawyer; or retaining a lawyer at all It’s their first time suing It’s their first experience with the legal system It’s their first time getting really hurt and needing to do something about…

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Getting paid interim benefits after you get hurt or seriously injured in Ontario

There are serious misconceptions of how people get paid, or receive benefits after they’ve been seriously hurt or injured in an accident. You’ve likely heard stories of insurance companies paying for an accident victim’s lost wages, treatment costs or even getting them a modified vehicle or modified home before their…

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