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Articles Posted in Insurance Coverage

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When the at fault driver doesn’t have car insurance in Ontario

It’s a legal requirement to drive a motor vehicle with car insurance. Section 2(1) of the Compulsory Automobile Insurance Act states: Compulsory automobile insurance 2 (1) Subject to the regulations, no owner or lessee of a motor vehicle shall, (a) operate the motor vehicle; or (b) cause or permit the motor…

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The Division of Policy Limits is a Zero Sum Game in Car Accident Cases (Ontario)

If you’ve sustained serious and permanent injuries in car accident, you recover damages against the at fault driver. Standard policy limits in Ontario sit at $1,000,000. Ontarians can purchase optional benefits to increase their coverage, but only few ever pick up that option (mostly personal injury lawyers, insurance adjusters, insurance brokers…

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