Part of the secret to defending a personal injury case, isn’t in the defence of the case on its merits itself. Rather, it’s all about trying to find alternative sources of income or benefits which the Plaintiff is entitled to so that that money offsets any potential award. This way,…
Articles Posted in Long Term Disability Claim (LTD)
Toronto Blue Jays & Long Term Disability Cases
Lots of Canadians have been captivated by the Toronto Blue Jays playoff run into the World Series. A ball club which finished last in their division last year has made a historic turnaround which no fans or baseball pundits expected. They are the most mentally tough and resilient professional sports…
Long Term Disability Denials
You know when you’ve been approved for Long Term Disability Benefits. That approval will usually come first verbally, and then be formalized in writing. While, getting something in writing from the long term disability insurer might feel good, it doesn’t mean anything until the payments start coming in. That rings…
HBC Bankruptcy and Long Term Disability Benefits
After hearing the news that long time retailer Hudson’s Bay Company declared bankruptcy, my mind immediately went to the employees at HBC. The part timers. The full timers. The seasonal employees. The student employees. The “lifers”. The night shift employees. The early birds who stock the shelves. The office workers.…
It can be a Long Road for Long Term Disability Cases in Ontario
It’s not mistake that Long term disability claims use the word “long“. Long is used for good reason. Long is meant to define the duration of the period from the claimant’s first day off work, to the time period they are eligible to receive long term disability benefits. It’s a…
Every Long Term Disability Policy is Different
The fine print matters. It especially matters in long term disability claims. The overwhelming majority of personal injury cases are tort cases. They are not predicated on a contract. Car Accident Cases Dog Bite Cases Slip and Fall Cases Assault Cases Product Liability Cases All of these claims are based…
OTIP Long Term Disability Claims
This might seem like a very niche topic for the Toronto Injury Lawyer Blog as it relates specifically to Ontario teachers seeking to claim, or who have been denied long term disability benefits by The Ontario Teachers Insurance Plan (OTIP) The reality is that there are a lot of teachers out there.…
Getting cut off LTD Benefits just before age 65?
The first long term disability case I had experience with came well before I was a personal injury/disability lawyer. It happened before I was in law school. It happened to my mom. She had just gone through multiple surgeries and had not recovered properly, or at all from them. She…
Qualifying for Long Term Disability vs. Qualifying for Canada Pension Plan Disability
Long Term Disability Law can be rather complicated. It’s complicated because Long Term Disability is based in contract, and every contract is different. For many people, understanding the words and concepts contained in these long term disability contracts is hard to grasp, and confusing. I can’t say that I blame…
Quick income sources after a serious accident
The purpose of this instalment of the Toronto Injury Lawyer Blog is not about settling a personal injury case fast. Rather, it’s about what money can be claimed, and recovered relatively quickly, after an innocent accident victim cannot return to work and earn an income after a serious accident. Getting…