A Long Term Disability policy of insurance (LTD Policy), is a policy designed to cover the insured for a monthly benefit in the event that person becomes disabled. These policies are often offered by employers, to employees as a part of their benefits package. It’s a common perk of employment.…
The term Fibromyalgia is becoming dated, although doctors, insurance companies and disability claimants still use it. The preferred term according to the Arthritis Society of Canada is “Chronic Widespread Pain“. Many of our clients deal with Fibromylagia/Chronic Widespread Pain. We often see it associated with many other symptoms including but…