After a serious car or motorcycle accident, chances are you will need a wide variety of treatment. Some of that treatment will be covered by Ontario’s OHIP Healtcare System. That means if you have a valid Ontario Health Card, it will be FREE. Seeing a medical doctor (not a chiropractor…
Articles Posted in Accident Benefits
Changes to Ontario Accident Benefit Claims are coming …yet again!
It seems that every few months or so, the Toronto Injury Lawyer Blog is discussing the topics to changes in car insurance and accident benefit disputes in Ontario. Is it because we LOVE blogging about accident benefits? Not really. Accident benefits are quite frankly, an incredibly complicated and dense area…
Goldfinger Law’s Top Tips on Completing the OCF-6 Expenses Claim Form (Ontario)
The OCF-6 Application for Expenses or Expenses Claim Form is the MOST IMPORTANT FORM to get paid back for your out of pocket expenses following a car or motor vehicle accident. Immediately after a serious accident, the bills and expenses can quickly add up. Hospital parking is a fortune these…
How to complete the OCF-19 Application for Determination of a Catastrophic Impairment (Ontario)
The most serious motor vehicle accidents in Ontario are classified as “Catastrophic” by our Ontario insurance law. The term “Catastrophic” is a term of art; meaning that it carries its own legal definition; separate and apart from the common definition you would find in an English dictionary. Being designated “Catastrophic”…
Understanding Income Replacement Benefits for Ontario Car Accidents: How to get the insurer to start paying!
Almost every client who enters my law firm has the same idea after they’ve been injured in an accident: “I ‘ve been paying my car insurance premiums for years and years; now that I’ve been hurt; it’s now the insurance company’s turn to play their part and start paying me…
Tips on completing the Application for Accident Benefits OCF-1 and other OCF Claim Forms (Ontario)
One of the hardest things for people to understand in Ontario is how our No Fault system of car insurance works. Ask 10 drivers how their no fault accident benefits work, or how no fault car insurance works, you’ll get 10 different answers. All of them will likely be wrong.…
Uber and Car Insurance in Ontario: Clash of the Titans
Uber is a really cool service. Using an App, you can get essentially get a taxi fare for a fraction of the price, with less wait time as well. The App tells you exactly what distance you’ve traveled, and how much the fare cost. The fare cost is then debited…
How to complete the OCF-3 Disability Certificate following an Ontario Car Accident
After you’ve been involved in a car accident, there are A LOT of forms to complete for the insurance company in order for you to start recovering benefits. It’s not simple. You have to jump through a lot of hoops. The process can be long, tedious and very frustrating. Why…
Getting Technical with Non Earner Benefits for Car Accident Cases in Ontario
When injured accident victims think about damages, they often think of those valuations in very linear terms; as if they’re on a straight line. Broken knee? $100,000 plus $150,000 loss of income = $250,000 Fractured wrist? $50,000 plus $25,000 loss of income = $75,000 These are very simple mathematical equations.…
Why doesn’t the insurance company believe that I’m injured? (Ontario)
If insurers paid out maximum compensation on each and every claim, there wouldn’t be any need for personal injury lawyers or paralegals who focus on benefit accident claims. Why does an injured accident victim or disability claimant need a lawyer, if the insurer is paying them out the full value…